Genesis Housing Corporation will hold FREE workshops on Tuesday evenings, January 18th, January 25th and February 1st, from 7:00 to 9:00 PM, at the PDIDA Offices, 139 East High Street, Pottstown, PA 19464. National Penn Bank is sponsoring these workshops and is offering gift cards to anyone who pre-registers and attends all three workshops.
The workshops are designed to help to:
· Understand Credit — Information on credit scores, improving your scores, re-establishing credit, dealing with debt. Workshop participants can obtain a free credit report with scores (Tuesday, January 18, 2011).
· Money Management – Information on preparing realistic budgets that are more than just monthly bills, prioritizing spending in tough times and understanding how current spending impacts future financial options (Tuesday, January 25, 2011).
· Home Buying Basics — Information the home buying process — finding a realtor, home inspections, Agreements of Sale, mortgages and first-time homebuyer grant programs (Tuesday, February 1, 2011).
Nikki Holcroft, an award winning and certified housing counselor, will teach the workshops. Ms. Holcroft has more than twenty-five years experience working as a housing counselor, mortgage banker and community lender. Ms. Holcroft has worked with Genesis Housing Corporation since 2001 and teaches monthly classes on credit, money management and the home buying process. Ms. Holcroft also provides individual housing counseling sessions to help clients achieve their financial goals. Ms. Holcroft has worked with families to restructure their mortgages, avoid foreclosures and reduce their debts.
Reservations are recommended and can be made by calling Genesis Housing Corporation at 610-275-4357 or online at www.genesishousing.org. Registration forms can also be obtained at National Penn Bank, High and Franklin Streets, Pottstown, PA or by calling National Penn Bank at 610-327-0400.
(To download a flyer regarding the workshops, click here: Housing Counseling flyer.)