Free financial workshops offered in Pottstown

FREE WORKSHOPS OFFERED IN POTTSTOWN TO UNDERSTAND CREDIT, LEARN MONEY MANAGEMENT AND HOME BUYING BASICS
 
It’s back to school time for the kids and there has never been a better time for you to learn how to handle money and credit.  Learn ways to reduce your debts. Learn how to improve your credit scores. Take charge of your finances. Learn what they never covered in high school! 
 
Genesis Housing Corporation, a 501(c)(3) non-profit community development corporation, will hold three FREE workshops on credit & credit repair, money management and home buying process on September 20th, September 27th and October 4th  from 7:00 to 9:00 PM at the new PDIDA Offices, 17 North Hanover Street, Pottstown, PA 19464. The workshops are free thanks to the support of Susquehanna Bank but seating is limited. Registration is available on-line at www.genesishousing.org.
 
The workshops are designed to help to:
 
·         Understand Credit — Information on credit scores, improving your scores, re-establishing credit, dealing with debt.  Workshop participants can obtain a free credit report with scores (Tuesday, September 20, 2011).
 
·         Money Management – Information on preparing realistic budgets that are more than just monthly bills, prioritizing spending in tough times and understanding how current spending impacts future financial options (Tuesday, September 27, 2011).
 
·         Home Buying Basics — Information the home buying process — finding a realtor, home inspections, Agreements of Sale, mortgages and first-time homebuyer grant programs (Tuesday, October 4, 2011).
 
Nikki Holcroft, an award winning and certified housing counselor, will teach the workshops. Ms. Holcroft has more than twenty-five years experience working as a housing counselor, mortgage banker and community lender. Ms. Holcroft has worked with Genesis Housing Corporation since 2001 and teaches monthly classes on credit, money management and the home buying process. Ms. Holcroft also provides individual housing counseling sessions to help clients achieve their financial goals.  Ms. Holcroft has worked with families to restructure their mortgages, avoid foreclosures and reduce their debts.
 
Reservations are strongly recommended and can be made by calling Genesis Housing Corporation at 610-275-4357 or online at www.genesishousing.org.
 
Genesis Housing Corporation’s housing counseling programs provide free classes and individual counseling helping over 4,800 clients. Monthly classes focus on topics not taught in regular school including understanding credit, credit repair, money management, saving plans, grant programs and understanding the home buying process including selecting a realtor and finding the best mortgage.
 
Since 1994, Genesis Housing Corporation has served Montgomery County as a 501(c)(3) non-profit community development corporation and is dedicated to the development of affordable housing and educating consumers on housing and financial issues.  Genesis Housing Corporation has been certified as a FannieMae Counseling Agency and is approved by PA Housing Finance Agency (PHFA) and the U.S. Department of Housing and Urban Development (HUD) for housing counseling. Genesis Housing Corporation is also an approved agency for many programs including the Montgomery County First-time Home Buyers Program and the Norristown First-time Home Buyers Program.  In addition, Genesis Housing Corporation has developed affordable housing by rehabilitating vacant homes and by building new homes for lower income homebuyers. Genesis Housing Corporation also renovates existing owner-occupied homes for eligible lower income families. Affordable renovated homes are currently available in Pottstown.
For more information on Genesis Housing Corporation programs, please call 610-275-4357 or visit our web site at www.genesishousing.org.
 
The workshops are sponsored by Susquehanna Bank and offered in conjunction with Genesis Housing Corporation. Genesis Housing Corporation is not affiliated with Susquehanna Bank.