Are You Making the Most of Your Money?
Free Classes Offered in Pottstown
When you were in high school, there were classes in History, English, Math and Science but they never covered how to maximize your resources. What are the best ways to budget and to reduce your debts? Learn how to improve your credit scores. Learn about saving for a car, apartment or buying a home. Learn what they never covered and make the most of your money.
Genesis Housing Corporation, a 501(c)(3) non-profit community development corporation, will hold FREE classes on Tuesday evenings, January 29th, February 5th and March 5th from 7:00 to 9:00 PM, at the Mosaic Community Land Trusts Offices, 10 South Hanover Street, Pottstown, PA 19464.
The classes are designed to help to:
· Understand Credit — Information on credit scores, improving your scores, re-establishing credit, dealing with debt. Class participants can obtain a free credit report with scores from the three major credit reporting services (Tuesday, January 29, 2013).
· Money Management – Information on preparing realistic budgets that are more than just monthly bills, prioritizing spending in tough times and understanding how current spending impacts your future financial options (Tuesday, February 5, 2013).
· Home Buying Basics — Information the home buying process — finding a realtor, home inspections, Agreements of Sale, mortgages and first-time homebuyer grant programs (Tuesday, March 5, 2013).
Nikki Holcroft, an award winning and certified housing counselor, will teach the classes. Ms. Holcroft has more than twenty-five years experience working as a housing counselor, mortgage banker and community lender. Ms. Holcroft has worked with Genesis Housing Corporation since 2001 and teaches monthly classes on credit, money management and the home buying process. Ms. Holcroft also provides individual housing counseling sessions to help clients achieve their financial goals. Ms. Holcroft has worked with families to restructure their mortgages, avoid foreclosures and reduce their debts.
Reservations are recommended and can be made by calling Genesis Housing Corporation at 610-275-4357 or online at www.genesishousing.org.
The Pottstown classes are funded, in part, by Montgomery County. Additional funding was provided by National Penn Bank.
Genesis Housing Corporation’s housing counseling programs provide free classes and individual counseling helping over 5,800 clients. Monthly classes focus on topics not taught in regular school including understanding credit, credit repair, money management, saving plans, grant programs and understanding the home buying process including selecting a realtor and finding the best mortgage.
Since 1994, Genesis Housing Corporation has served Montgomery County as a 501(c)(3) non-profit community development corporation and is dedicated to the development of affordable housing and educating consumers on housing and financial issues. Genesis Housing Corporation has been certified as a FannieMae Counseling Agency and is approved by PA Housing Finance Agency (PHFA) and the U.S. Department of Housing and Urban Development (HUD) for housing counseling. Genesis Housing Corporation is also an approved agency for many programs including the Montgomery County First-time Home Buyers Program and the Norristown First-time Home Buyers Program.
In addition, Genesis Housing Corporation has developed affordable housing by rehabilitating vacant homes and by building new homes for income eligible homebuyers. Renovated homes are currently available in Norristown and Pottstown. Genesis Housing Corporation also renovates existing owner-occupied homes for eligible families for the Montgomery County Homeowner Rehab Program and the Pottstown Homeowner Rehab Program.
For more information on Genesis Housing Corporation programs, please call 610-275-4357 or visit our web site at http://www.genesishousing.org.
Visit us on Facebook (www.facebook/GenesisHousing)